ZIP 40145 Property Distress & Foreclosure Data

Composite property distress in 40145 (Breckinridge County, Kentucky) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The sharpest non-environmental signals are construction/permit lag (100/100), institutional ownership (61/100), structural risk (60/100). By contrast, mortgage stress (26/100) register low. Structural risk reads 60/100 against active distress of 8/100.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,083 people live here, median age 30. Households earn a median $33,603 — below the roughly $78,000 national figure. A median home runs $78,400 here, or 2.3 times local income. Rent burden reaches 0% of tenant households. There are about 561 housing units across 40145. Vacancy runs 54.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 40145 scores 35/100. About 1% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. Roughly 45.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 40145 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.