Breckinridge County, KY: Foreclosures, Tax Liens & Distressed Properties
Breckinridge County, KY, Kentucky: 18 ZIP codes scored, Breckinridge County, KY averaging 21/100 (low, Breckinridge, KY), from 18 to 27. Breckinridge County, KY is in its expansion phase (Breckinridge, KY confidence 33/100): Breckinridge, KY home prices up 5.3% (Breckinridge, KY) over twelve months. Breckinridge County, KY lender headwind: 23/100.
Highest-scoring Breckinridge County, KY ZIPs: 42343 (27/100), 40175 (26/100), 40142 (24/100), 40157 (24/100), 40176 (22/100), 40140 (21/100). Also scored in Breckinridge County, KY: 40111, 40115, 40143, 40144, 40145, 40146, 40152, 40170, 40171, 40178.
Across Breckinridge County, KY's scored ZIPs: median home value $165,641, household income $59,741, 25.1% vacancy, 23.2% poverty, 84% owner-occupied, median age 41.8.
Breckinridge County, KY insurance distress 50/100 (#1,073 in the US); FEMA hazard 74/100 for Breckinridge, KY; 12 federal disaster declarations in Breckinridge County, KY since 2023; 1 Breckinridge, KY NFIP flood claims; Breckinridge, KY construction distress 36/100.
3 banks with 6 branches lend in Breckinridge County, KY; Breckinridge, KY weighted bank stress 56/100, highest 59/100 in Breckinridge, KY.
Breckinridge County, KY unemployment 4.6% (Breckinridge, KY -1.1 pts, six months); 9 new housing units permitted in Breckinridge County, KY over twelve months, Breckinridge, KY up 13% from 8; Breckinridge, KY home prices +6.5% a year (Breckinridge, KY) over three years.
10,799 housing units in Breckinridge County, KY; 1,375 Breckinridge, KY renter households; 24% of Breckinridge, KY renters spend 30%+ of income on rent, 11% (Breckinridge, KY) half or more.
Breckinridge County, KY ranks #464 nationally on the opportunity index (Breckinridge, KY, among all ranked counties); Breckinridge, KY scores 33.6/100 and Breckinridge, KY sits #35 inside Kentucky. Breckinridge, KY is in the overheated opportunity phase; Breckinridge, KY's primary driver is vacancy, Breckinridge, KY second driver bank institutional; Breckinridge, KY moved down 153 places. 3 short-sale listings across Breckinridge, KY; 61 days on market observed in Breckinridge, KY; 23.3% vacancy over 18 Breckinridge, KY ZIPs.
No CFPB county sample covers Breckinridge County, KY. The non-metro area reading for Breckinridge, KY: 1.1% ninety-plus days late; Breckinridge, KY's thirty-to-eighty-nine share is 3.0% (Breckinridge, KY, December 2025 data); Kentucky overall 1.0%.
Breckinridge County, KY has 2 watched banks; 2 Breckinridge, KY banks sit in an elevated band. Breckinridge, KY footprints: First State Bank (3 branches, stress 55) in Breckinridge, KY; Cecilian Bank (2 branches, stress 56) in Breckinridge, KY.
HUD lists 3 assisted multifamily properties in Breckinridge County, KY with 96 units; 96 Breckinridge, KY units are assisted, 2 Breckinridge, KY properties under project-based Section 8.
2,730 of the 10,799 housing units in Breckinridge, KY sit vacant. Breckinridge County, KY permitted 0 multifamily units in twelve months; Breckinridge, KY's one-to-four unit structures added 9 units in Breckinridge County, KY.