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ZIP 40119 Foreclosure, Tax-Lien & Distress Report

Breckinridge County, Kentucky · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 40119 in Breckinridge County, Kentucky comes in at 19, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (85/100)). Latent structural risk is 40/100 while live distress already moving reads 8/100. What sets it apart are the readings on institutional ownership (62/100), structural risk (40/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100).

The market reads expansion — home values rose 5.3% year on year, and 47% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $66,250, median income runs below typical U.S. levels. The tenure split is 91% owner-occupied to 9% rented. 17.1% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 100% of tenant households. Population is roughly 2,071 with a median age of 50. DLRadar's demographic-stress index for the area reads 41/100. A median home runs $128,700 here, or 2.3 times local income. There are about 1,957 housing units across 40119. The vacancy rate is 59.8% — elevated.

On the whole, 40119 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 40119 at the moment; the composite and its components are still built from verifiable records.

Whether 40119 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40119 can be compared directly against any other ZIP in Breckinridge County, Kentucky or nationwide. Sparse data for 40119 shows as blanks, never estimates, and the score updates on every fresh public filing.

40119's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 40119 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
40/100
Structural risk
8/100
Distress activity

ZIP 40119 distress signals, scored

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk42
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 40119 Stress Report snapshot

The live 40119 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Breckinridge County ZIPs near 40119

Nearest ZIP codes to 40119

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

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See every distressed parcel in 40119

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