ZIP 40119 Property Distress & Foreclosure Data

Breckinridge County, Kentucky's ZIP 40119 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (81/100)). On the structural side it scores 55/100, with 8/100 of stress already active. The most distinctive pressure shows up in institutional ownership (60/100), construction/permit lag (60/100), structural risk (55/100). On the quiet end sit mortgage stress (26/100).

The peak-phase market in 40119 posted values that rose 4.7% over the year, and 47% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $66,250, median income runs below typical U.S. levels. 91% of housing is owner-occupied. The poverty rate is 17.1% — high, a tax-stress and distress correlate. Around 22% of adults hold a bachelor's degree or higher. Around 100% of renters are cost-burdened. Population is roughly 2,071 with a median age of 50. The demographic-stress sub-score lands at 41/100. The typical home is worth about $128,700 (2.3× income, relatively affordable). The ZIP holds roughly 1,957 housing units. The vacancy rate is 59.8% — elevated.

On the whole, 40119 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.