ZIP 40111 Foreclosure, Tax-Lien & Distress Report

ZIP 40111's composite property-distress score is 21/100 - DLRadar classes that as low for Breckinridge County, Kentucky. Leading the profile are institutional ownership (61/100), structural risk (44/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (26/100). The latent-versus-live split is 44/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 817 housing units. The poverty rate is 27.4% — high, a tax-stress and distress correlate. About 2,121 people live here, median age 37. About 8% have a four-year degree. At $41,923, median income runs below typical U.S. levels. The vacancy rate is 14.9% — elevated. The demographic-stress sub-score lands at 32/100. A median home runs $118,400 here, or 2.8 times local income. Rent burden reaches 27% of tenant households. 74% of housing is owner-occupied.

Taken together, 40111 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 40111 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 40111 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 40111 stays directly comparable to neighboring ZIPs and the rest of Breckinridge County, Kentucky. Where the record is thin for 40111, the field stays empty rather than modeled, and fills in as new documents post.

40111's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 40111 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.