ZIP 40111 Property Distress & Foreclosure Data

In Breckinridge County, Kentucky, ZIP 40111 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), institutional ownership (61/100), structural risk (60/100). mortgage stress (26/100) stay muted. On the structural side it scores 60/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 817 housing units. 27.4% of residents fall below the poverty threshold. 2,121 residents call 40111 home, typically aged 37. Educational attainment sits at 8% bachelor's-or-above. Median household income is $41,923, below the U.S. median near $78,000. The vacancy rate is 14.9% — elevated. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $118,400, an affordability ratio of 2.8× — accessible. Around 27% of renters are cost-burdened. Owners hold 74% of homes, renters 26%.

Taken together, 40111 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.