ZIP 40140 Property Distress & Foreclosure Data

Composite property distress in 40140 (Breckinridge County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), institutional ownership (61/100), structural risk (61/100). On the quiet end sit mortgage stress (26/100). On the structural side it scores 61/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 40140 posted values that rose 4.6% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

89% of housing is owner-occupied. The ZIP holds roughly 444 housing units. Around 16% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. At $53,611, median income runs below typical U.S. levels. The typical home is worth about $135,900 (2.9× income, relatively affordable). The poverty rate is 34.2% — high, a tax-stress and distress correlate. The vacancy rate is 23.0% — elevated. The demographic-stress sub-score lands at 28/100. Population is roughly 699 with a median age of 38.

On the whole, 40140 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.