ZIP 42724 Foreclosure, Tax-Lien & Distress Report

ZIP code 42724 in Hardin County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (65/100). Latent structural risk is 80/100 while live distress already moving reads 7/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (80/100), institutional ownership (56/100). mortgage stress (22/100) stay muted.

The market reads contraction — home values fell 1.1% year on year, 1.9% off the recent peak, and 27% higher over three years (phase confidence 49/100). Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 31% of tenant households. The poverty rate is 8.0%. Vacancy runs 4.6%. Educational attainment sits at 19% bachelor's-or-above. A median home runs $197,400 here, or 2.6 times local income. DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $75,066 — near the roughly $78,000 national figure. About 5,528 people live here, median age 42. There are about 2,290 housing units across 42724. 82% of housing is owner-occupied.

Net-net, 42724 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 42724 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 42724 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42724 can be compared directly against any other ZIP in Hardin County, Kentucky or nationwide. Where the public record is thin for 42724, the field stays empty rather than modeled, and fills in as new documents post.

The 35/100 for 42724 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 42724 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.