ZIP 42724 Property Distress & Foreclosure Data

Composite property distress in 42724 (Hardin County, Kentucky) lands at 36/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). The latent-versus-live split is 81/100 structural and 7/100 already moving. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (81/100), institutional ownership (60/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 27% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 31% of renters are cost-burdened. 8.0% of residents fall below the poverty threshold. The vacancy rate is 4.6%. Educational attainment sits at 19% bachelor's-or-above. Home values center near $197,400, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $75,066, near the U.S. median near $78,000. 5,528 residents call 42724 home, typically aged 42. The ZIP holds roughly 2,290 housing units. Owners hold 82% of homes, renters 18%.

Overall, 42724 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.