ZIP 40121 Property Distress & Foreclosure Data

DLRadar grades ZIP 40121 (Hardin County, Kentucky) at a moderate 35/100 for overall property distress. Structural exposure scores 80 and live distress 0 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (80/100), institutional ownership (60/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (74/100), climate & FEMA risk (71/100).

The market reads peak — home values rose 2.5% year on year, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $74,224 — near the roughly $78,000 national figure. Rent burden reaches 14% of tenant households. Vacancy runs 10.8%. Roughly 8.0% live below the poverty line. The tenure split is 1% owner-occupied to 99% rented. There are about 2,497 housing units across 40121. About 8,715 people live here, median age 24. On demographic stress specifically, 40121 scores 31/100. About 42% have a four-year degree.

Net-net, 40121 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
80/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40121

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk71
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardin County

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