ZIP 40160 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40160 (Hardin County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (100/100), structural risk (80/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (65/100). The split runs 80/100 structural to 7/100 active on the ground.

The contraction-phase market in 40160 posted values that fell 1.1% over the year, 1.9% off the recent peak, and 26% higher over three years, at 49/100 phase confidence. A cooling market tends to open discount-to-value windows.

Median household income is $59,293, below the U.S. median near $78,000. The ZIP holds roughly 10,445 housing units. The vacancy rate is 9.3%. Around 20% of renters are cost-burdened. The poverty rate is 14.6%. Population is roughly 23,205 with a median age of 37. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 53% of homes, renters 47%. About 15% have a four-year degree. Home values center near $165,900, an affordability ratio of 2.7× — accessible.

On the whole, 40160 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 40160 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 40160 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40160 can be compared directly against any other ZIP in Hardin County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 40160 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 40160 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 40160 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.