ZIP 42788 Foreclosure, Tax-Lien & Distress Report

Hardin County, Kentucky's ZIP 42788 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (68/100). On the structural side it scores 68/100, with 0/100 of stress already active. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (62/100), construction/permit lag (48/100).

The market reads contraction — home values fell 1.1% year on year, 1.9% off the recent peak, at 49/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $53,668, median income runs below typical U.S. levels. The tenure split is 100% owner-occupied to 0% rented. DLRadar's demographic-stress index for the area reads 39/100. About 339 people live here, median age 41. There are about 75 housing units across 42788. 15.9% of residents fall below the poverty threshold. About 15% have a four-year degree. The vacancy rate is 0.0%.

Net-net, 42788 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42788 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 42788 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Hardin County, Kentucky and the nation. Where the record is thin for 42788, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 42788 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For a buyer, 42788 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.