ZIP 42776 Property Distress & Foreclosure Data

ZIP code 42776 in Hardin County, Kentucky carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 71 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (76/100), flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (71/100), institutional ownership (58/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 2.3% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,071 people live here, median age 47. There are about 803 housing units across 42776. Roughly 19.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 5.7%. A median home runs $192,700 here, or 3.3 times local income. On demographic stress specifically, 42776 scores 30/100. About 14% have a four-year degree. Households earn a median $55,570 — below the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. Rent burden reaches 28% of tenant households.

Net-net, 42776 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.