ZIP 42701 Property Distress & Foreclosure Data

Composite property distress in 42701 (Hardin County, Kentucky) lands at 36/100 — moderate on DLRadar's public-record scoring. Structural risk reads 81/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (81/100), institutional ownership (60/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100).

The market reads peak — home values rose 2.3% year on year, and 22% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 6.7%. Households earn a median $68,715 — near the roughly $78,000 national figure. There are about 23,507 housing units across 42701. The tenure split is 62% owner-occupied to 38% rented. About 28% have a four-year degree. Rent burden reaches 32% of tenant households. About 53,240 people live here, median age 39. On demographic stress specifically, 42701 scores 30/100. A median home runs $260,300 here, or 3.4 times local income. Roughly 11.8% live below the poverty line.

Net-net, 42701 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.