ZIP 42701 Foreclosure, Tax-Lien & Distress Report

ZIP code 42701 in Hardin County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 80 and live distress 7 on the 0–100 scale. Leading the profile are construction/permit lag (100/100), structural risk (80/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (65/100).

The contraction-phase market in 42701 posted values that fell 1.1% over the year, 1.9% off the recent peak, and 22% higher over three years, at 49/100 phase confidence. A cooling market tends to open discount-to-value windows.

The vacancy rate is 6.7%. Households earn a median $68,715 — near the roughly $78,000 national figure. There are about 23,507 housing units across 42701. The tenure split is 62% owner-occupied to 38% rented. About 28% have a four-year degree. Rent burden reaches 32% of tenant households. 53,240 residents call 42701 home, typically aged 39. On demographic stress specifically, 42701 scores 30/100. A median home runs $260,300 here, or 3.4 times local income. 11.8% of residents fall below the poverty threshold.

On the whole, 42701 leans distressed, with opportunity clustered in specific stressed parcels. 42701 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 42701 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42701 can be compared directly against any other ZIP in Hardin County, Kentucky or nationwide. Nothing here is interpolated — where a source is thin for 42701, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

42701's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 42701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.