ZIP 42732 Property Distress & Foreclosure Data

DLRadar grades ZIP 42732 (Hardin County, Kentucky) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 7 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (81/100), institutional ownership (60/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100)).

The peak-phase market in 42732 posted values that rose 2.3% over the year, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 886 housing units across 42732. Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,764 with a median age of 39. Around 8% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Rent burden reaches 10% of tenant households. 83% of housing is owner-occupied. At $60,897, median income runs below typical U.S. levels. The typical home is worth about $265,700 (3.0× income, relatively affordable). The poverty rate is 16.6% — high, a tax-stress and distress correlate.

On the whole, 42732 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.