ZIP 40162 Property Distress & Foreclosure Data

DLRadar grades ZIP 40162 (Hardin County, Kentucky) at a moderate 36/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (81/100), institutional ownership (60/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). On the structural side it scores 81/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 19% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $81,466, near the U.S. median near $78,000. Owners hold 92% of homes, renters 8%. Educational attainment sits at 26% bachelor's-or-above. Around 0% of renters are cost-burdened. The ZIP holds roughly 2,345 housing units. Home values center near $304,600, an affordability ratio of 3.0× — accessible. 5,821 residents call 40162 home, typically aged 41. DLRadar's demographic-stress index for the area reads 20/100. 6.3% of residents fall below the poverty threshold. The vacancy rate is 3.5%.

Overall, 40162 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.