ZIP 40117 Foreclosure, Tax-Lien & Distress Report

ZIP 40117's composite property-distress score is 25/100 - DLRadar classes that as low for Meade County, Kentucky. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (71/100). The latent-versus-live split is 56/100 structural and 7/100 already moving. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (56/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values rose 3.8% year on year, and 25% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 27/100. The poverty rate is 18.0% — high, a tax-stress and distress correlate. Vacancy runs 5.1%. There are about 852 housing units across 40117. Households earn a median $56,791 — below the roughly $78,000 national figure. Owners hold 90% of homes, renters 10%. Around 26% of renters are cost-burdened. About 2,089 people live here, median age 46. About 16% have a four-year degree. A median home runs $196,700 here, or 2.9 times local income.

On balance 40117 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 40117 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 40117 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Meade County, Kentucky and the nation. Where the public record is thin for 40117, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 40117 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 40117 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.