ZIP 40146 Foreclosure, Tax-Lien & Distress Report
Breckinridge County, Kentucky · High Vacancy market
Breckinridge County, Kentucky's ZIP 40146 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Structural risk reads 48/100 against active distress of 8/100. Its heaviest discrete signals: institutional ownership (58/100), construction/permit lag (55/100), structural risk (48/100). By contrast, mortgage stress (26/100) register low.
The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 19.6% — elevated. Rent burden reaches 45% of tenant households. 21.4% of residents fall below the poverty threshold. Population is roughly 3,297 with a median age of 44. At $48,326, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 34/100. About 6% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. A median home runs $150,600 here, or 3.0 times local income. There are about 1,774 housing units across 40146.
Taken together, 40146 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 40146 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 40146 stays directly comparable to neighboring ZIPs and the rest of Breckinridge County, Kentucky. The score is rebuilt from public data as it updates, so 40146 reflects the current record instead of a stale or modeled snapshot.
The 22/100 figure for 40146 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 40146 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 40146 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
40146 at a glance
The live 40146 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 40146
Every distressed parcel in 40146 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology