ZIP 40146 Property Distress & Foreclosure Data

Breckinridge County, Kentucky's ZIP 40146 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (83/100)). The latent-versus-live split is 57/100 structural and 8/100 already moving. The most distinctive pressure shows up in construction/permit lag (85/100), institutional ownership (61/100), structural risk (57/100). On the quiet end sit mortgage stress (26/100).

The peak-phase market in 40146 posted values that rose 4.7% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 19.6% — elevated. Around 45% of renters are cost-burdened. The poverty rate is 21.4% — high, a tax-stress and distress correlate. Population is roughly 3,297 with a median age of 44. At $48,326, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100. Around 6% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. The typical home is worth about $150,600 (3.0× income, relatively affordable). The ZIP holds roughly 1,774 housing units.

On the whole, 40146 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.