ZIP 40176 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40176 (Breckinridge County, Kentucky) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100). The sharpest non-environmental signals are institutional ownership (58/100), structural risk (49/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 49/100, against 8/100 of stress already in motion.

Prices here sit in a neutral phase: values rose 4.8% over the trailing year, at 25/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,035 with a median age of 44. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $189,300 (2.2× income, relatively affordable). Median household income is $53,571, below the U.S. median near $78,000. The vacancy rate is 18.7% — elevated. DLRadar's demographic-stress index for the area reads 21/100. 86% of housing is owner-occupied. Around 0% of renters are cost-burdened. The ZIP holds roughly 421 housing units. 12.1% of residents fall below the poverty threshold.

On the whole, 40176 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 40176 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 40176's 22/100 can be lined up against any neighbor in Breckinridge County, Kentucky or any ZIP coast to coast. 40176 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 40176 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 40176 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.