ZIP 40176 Property Distress & Foreclosure Data

DLRadar grades ZIP 40176 (Breckinridge County, Kentucky) at a low 24/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (82/100)). Property-level stress concentrates in institutional ownership (61/100), construction/permit lag (54/100), structural risk (52/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 52 and live distress 8 on the 0–100 scale.

The peak-phase market in 40176 posted values that rose 4.4% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,035 with a median age of 44. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $189,300 (2.2× income, relatively affordable). At $53,571, median income runs below typical U.S. levels. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 21/100. 86% of housing is owner-occupied. Rent burden reaches 0% of tenant households. There are about 421 housing units across 40176. The poverty rate is 12.1%.

On the whole, 40176 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.