ZIP 40104 Property Distress & Foreclosure Data

Composite property distress in 40104 (Meade County, Kentucky) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (58/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 58/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)).

The peak-phase market in 40104 posted values that rose 3.8% over the year (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $69,615, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100. The poverty rate is 24.8% — high, a tax-stress and distress correlate. 95% of housing is owner-occupied. Around 8% of adults hold a bachelor's degree or higher. The typical home is worth about $150,000 (1.8× income, relatively affordable). The ZIP holds roughly 456 housing units. The vacancy rate is 11.3% — elevated. Around 0% of renters are cost-burdened. Population is roughly 1,263 with a median age of 47.

On the whole, 40104 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.