ZIP 40104 Foreclosure, Tax-Lien & Distress Report
Meade County, Kentucky · High Poverty market
In Meade County, Kentucky, ZIP 40104 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: institutional ownership (65/100), structural risk (56/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (24/100) register low. The split runs 56/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (85/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $69,615 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. The poverty rate is 24.8% — high, a tax-stress and distress correlate. 95% of housing is owner-occupied. About 8% have a four-year degree. Home values center near $150,000, an affordability ratio of 1.8× — accessible. The ZIP holds roughly 456 housing units. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. About 1,263 people live here, median age 47.
On the whole, 40104 leans distressed, with opportunity clustered in specific stressed parcels. 40104 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 40104 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40104 can be compared directly against any other ZIP in Meade County, Kentucky or nationwide. Where the record is thin for 40104, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 40104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 40104 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 40104
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 40104 distress snapshot
Current distress, phase, housing and lender-pressure figures for 40104, drawn from the same report attached to each property.
Neighbouring ZIPs in Meade County
Nearest ZIP codes to 40104
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Keep going: ZIP, county and state distress coverage for Meade County, Kentucky.
Get the full acquisition report for 40104
Every distressed parcel in 40104 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology