ZIP 40157 Property Distress & Foreclosure Data

In Meade County, Kentucky, ZIP 40157 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (61/100), structural risk (57/100), construction/permit lag (48/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), FEMA disaster exposure (79/100). The latent-versus-live split is 57/100 structural and 7/100 already moving.

The market reads peak — home values rose 3.8% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Households earn a median $55,893 — below the roughly $78,000 national figure. Around 100% of renters are cost-burdened. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 845 people live here, median age 45. About 17% have a four-year degree. A median home runs $245,000 here, or 5.5 times local income. On demographic stress specifically, 40157 scores 45/100. The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 346 housing units. The vacancy rate is 6.9%.

Net-net, 40157 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.