ZIP 40108 Foreclosure, Tax-Lien & Distress Report
Meade County, Kentucky · Distress market
ZIP 40108's composite property-distress score is 25/100 - DLRadar classes that as low for Meade County, Kentucky. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (56/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 56/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (71/100).
The market reads peak — home values rose 3.8% year on year, and 7% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
10.6% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. The tenure split is 77% owner-occupied to 23% rented. Educational attainment sits at 17% bachelor's-or-above. 12,469 residents call 40108 home, typically aged 44. At $71,480, median income runs near typical U.S. levels. The typical home is worth about $221,800 (3.0× income, relatively affordable). The vacancy rate is 10.1%. There are about 5,387 housing units across 40108.
Overall, 40108 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 40108 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 40108 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40108 can be compared directly against any other ZIP in Meade County, Kentucky or nationwide. Sparse data for 40108 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 25/100 for 40108 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 40108 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 40108’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
40108 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 40108, the same set carried on every parcel.
Meade County ZIPs near 40108
Explore related distress reports
Further distress data across Meade County, Kentucky at ZIP, county and state level.
Unlock the full ZIP 40108 acquisition report
See who owns each distressed property in 40108, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology