ZIP 40144 Property Distress & Foreclosure Data

DLRadar grades ZIP 40144 (Breckinridge County, Kentucky) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). On the structural side it scores 60/100, with 8/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), institutional ownership (61/100), structural risk (60/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 30/100. Around 0% of renters are cost-burdened. 20.2% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 821 housing units. 1,740 residents call 40144 home, typically aged 40. The vacancy rate is 16.2% — elevated. Home values center near $218,000, an affordability ratio of 5.0×. Median household income is $40,496, below the U.S. median near $78,000. Owners hold 91% of homes, renters 9%.

Taken together, 40144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.