ZIP 40152 Foreclosure, Tax-Lien & Distress Report

In Breckinridge County, Kentucky, ZIP 40152 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 43/100 structural and 8/100 already moving. The most distinctive pressure shows up in institutional ownership (60/100), structural risk (43/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (26/100) register low. Environmental exposure also runs high (FEMA disaster exposure (74/100)).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $173,900 (2.0× income, relatively affordable). There are about 731 housing units across 40152. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 59.1% — elevated. The demographic-stress sub-score lands at 41/100. About 891 people live here, median age 57. Households earn a median $83,672 — near the roughly $78,000 national figure. Owners hold 100% of homes, renters 0%. The poverty rate is 29.6% — high, a tax-stress and distress correlate.

On the whole, 40152 leans distressed, with opportunity clustered in specific stressed parcels. 40152 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 40152 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40152 can be compared directly against any other ZIP in Breckinridge County, Kentucky or nationwide. 40152 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 40152 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 40152 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.