ZIP 40170 Foreclosure, Tax-Lien & Distress Report

Breckinridge County, Kentucky's ZIP 40170 registers 21/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100). Property-level stress concentrates in institutional ownership (61/100), structural risk (44/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) register low. Structural risk reads 44/100 against active distress of 0/100.

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $342,500. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%. There are about 81 housing units across 40170. Rent burden reaches 100% of tenant households. The poverty rate is 71.8% — high, a tax-stress and distress correlate. The tenure split is 79% owner-occupied to 21% rented. About 536 people live here, median age 10. DLRadar's demographic-stress index for the area reads 74/100.

Net-net, 40170 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 40170 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 40170 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 40170 stays directly comparable to neighboring ZIPs and the rest of Breckinridge County, Kentucky. Nothing here is interpolated — where a source is thin for 40170, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 40170's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 40170 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.