ZIP 40178 Foreclosure, Tax-Lien & Distress Report

ZIP code 40178 in Breckinridge County, Kentucky carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 49/100 structural and 0/100 already moving. The pressure is most legible in construction/permit lag (61/100), institutional ownership (58/100), structural risk (49/100). Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The expansion-phase market in 40178 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 57.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. About 319 people live here, median age 53. The ZIP holds roughly 456 housing units. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Owners hold 100% of homes, renters 0%. Median household income is $54,432, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher.

Taken together, 40178 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 40178 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 40178's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 40178 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 40178 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 40178 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.