ZIP 40178 Foreclosure, Tax-Lien & Distress Report
Breckinridge County, Kentucky · High Vacancy market
ZIP code 40178 in Breckinridge County, Kentucky carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 43/100 structural and 0/100 already moving. The pressure is most legible in institutional ownership (60/100), structural risk (43/100), construction/permit lag (38/100). construction/permit lag (38/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (73/100).
The expansion-phase market in 40178 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 57.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 35/100. About 319 people live here, median age 53. The ZIP holds roughly 456 housing units. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Owners hold 100% of homes, renters 0%. Median household income is $54,432, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher.
Taken together, 40178 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 40178 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 40178's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 40178 shows blanks, not estimates, wherever the record is sparse.
The 20/100 figure for 40178 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 40178 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 40178
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
40178 at a glance
Current distress, phase, housing and lender-pressure figures for 40178, drawn from the same report attached to each property.
Neighbouring ZIPs in Breckinridge County
Nearest ZIP codes to 40178
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 40178
Further distress data across Breckinridge County, Kentucky at ZIP, county and state level.
Unlock the full ZIP 40178 acquisition report
Get every distressed property in 40178 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology