ZIP 42748 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42748 (Larue County, Kentucky) returns a low composite of 15/100. What sets it apart are the readings on institutional ownership (52/100), construction/permit lag (31/100), structural risk (31/100). structural risk (31/100) and mortgage stress (21/100) stay muted. Latent structural risk is 31/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

Prices here sit in a contraction phase: values fell 1.1% over the trailing year, 1.9% off the recent peak, and 19% higher over three years (phase confidence 49/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $70,008, median income runs near typical U.S. levels. The ZIP holds roughly 3,750 housing units. Around 45% of renters are cost-burdened. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100. About 9,189 people live here, median age 40. The vacancy rate is 8.6%. A median home runs $186,500 here, or 2.5 times local income. 16.9% of residents fall below the poverty threshold. The tenure split is 75% owner-occupied to 25% rented.

Net-net, 42748 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42748 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 42748's 15/100 can be lined up against any neighbor in Larue County, Kentucky or any ZIP coast to coast. Sparse data for 42748 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 42748 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 42748 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.