ZIP 42784 Property Distress & Foreclosure Data

Hart County, Kentucky's ZIP 42784 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (63/100), institutional ownership (56/100). mortgage stress (21/100) stay muted. On the structural side it scores 63/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (80/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $72,340, near the U.S. median near $78,000. The vacancy rate is 10.5%. Around 19% of renters are cost-burdened. The ZIP holds roughly 1,509 housing units. 23.8% of residents fall below the poverty threshold. 2,948 residents call 42784 home, typically aged 37. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $178,100, an affordability ratio of 2.2× — accessible. Educational attainment sits at 21% bachelor's-or-above. Owners hold 71% of homes, renters 29%.

Taken together, 42784 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.