ZIP 42722 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 42722 in Hart County, Kentucky comes in at 16, a low composite-distress reading. The most distinctive pressure shows up in institutional ownership (53/100), structural risk (33/100), mortgage stress (22/100). structural risk (33/100) and mortgage stress (22/100) stay muted. Structurally it carries 33/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 383 people live here, median age 52. Rent burden reaches 37% of tenant households. The vacancy rate is 29.0% — elevated. There are about 217 housing units across 42722. The poverty rate is 11.0%. Around 12% of adults hold a bachelor's degree or higher. Home values center near $65,400. DLRadar's demographic-stress index for the area reads 52/100. 82% of housing is owner-occupied.

Net-net, 42722 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42722 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 42722 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Hart County, Kentucky and the nation. Nothing here is interpolated — where a source is thin for 42722, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 for 42722 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 42722 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.