ZIP 42749 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42749 (Hart County, Kentucky) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100). Leading the profile are institutional ownership (49/100), structural risk (30/100), mortgage stress (21/100). On the quiet end sit structural risk (30/100) and mortgage stress (21/100). Structural risk reads 30/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 36% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. 70% of housing is owner-occupied. The ZIP holds roughly 2,272 housing units. 19.1% of residents fall below the poverty threshold. The typical home is worth about $142,200 (2.6× income, relatively affordable). Rent burden reaches 24% of tenant households. Population is roughly 4,835 with a median age of 46. Educational attainment sits at 13% bachelor's-or-above. Median household income is $46,202, below the U.S. median near $78,000. On demographic stress specifically, 42749 scores 29/100.

Taken together, 42749 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 42749 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 42749 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 42749, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 42749 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Treat 42749 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.