ZIP 42749 Property Distress & Foreclosure Data

ZIP code 42749 in Hart County, Kentucky carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100). What sets it apart are the readings on institutional ownership (52/100), construction/permit lag (46/100), structural risk (43/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 43/100 against active distress of 6/100.

The market reads peak — home values rose 4.7% year on year, and 36% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 70% owner-occupied to 30% rented. There are about 2,272 housing units across 42749. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $142,200 here, or 2.6 times local income. Rent burden reaches 24% of tenant households. About 4,835 people live here, median age 46. About 13% have a four-year degree. Households earn a median $46,202 — below the roughly $78,000 national figure. On demographic stress specifically, 42749 scores 29/100.

Net-net, 42749 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.