ZIP 42154 Property Distress & Foreclosure Data

ZIP code 42154 in Metcalfe County, Kentucky carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100). What sets it apart are the readings on construction/permit lag (78/100), institutional ownership (47/100), structural risk (45/100). mortgage stress (19/100) stay muted. Structural risk reads 45/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

704 residents call 42154 home, typically aged 37. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. There are about 341 housing units across 42154. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 91% of homes, renters 9%. Rent burden reaches 0% of tenant households. Home values center near $155,600, an affordability ratio of 1.8× — accessible. 26.6% of residents fall below the poverty threshold. Median household income is $48,778, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above.

Taken together, 42154 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.