ZIP 42166 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42166 in Metcalfe County, Kentucky comes in at 19, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 42/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (63/100), institutional ownership (45/100), structural risk (42/100). By contrast, mortgage stress (19/100) register low.

The neutral-phase market in 42166 posted values that rose 4.5% over the year, and 52% higher over three years (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 27.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 12% bachelor's-or-above. Home values center near $116,200, an affordability ratio of 2.2× — accessible. There are about 1,077 housing units across 42166. About 2,192 people live here, median age 41. Households earn a median $49,915 — below the roughly $78,000 national figure. Owners hold 73% of homes, renters 27%.

Net-net, 42166 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42166 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 42166 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 42166, the field stays empty rather than modeled, and fills in as new documents post.

42166's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 42166 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.