ZIP 42129 Property Distress & Foreclosure Data

DLRadar grades ZIP 42129 (Metcalfe County, Kentucky) at a minimal 12/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (88/100)). Property-level stress concentrates in institutional ownership (47/100), structural risk (23/100), mortgage stress (19/100). On the quiet end sit structural risk (23/100) and mortgage stress (19/100). Structural risk reads 23/100 against active distress of 6/100.

The peak-phase market in 42129 posted values that rose 4.5% over the year, and 7% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 7,044 with a median age of 42. Vacancy runs 9.9%. At $47,154, median income runs below typical U.S. levels. Around 13% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. Rent burden reaches 26% of tenant households. The typical home is worth about $111,300 (2.1× income, relatively affordable). The poverty rate is 27.1% — high, a tax-stress and distress correlate. There are about 3,198 housing units across 42129. The demographic-stress sub-score lands at 29/100.

On the whole, 42129 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.