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ZIP 42129 Foreclosure, Tax-Lien & Distress Report

Metcalfe County, Kentucky · High Poverty market

Scored purely from public records, 42129 (Metcalfe County, Kentucky) returns a low composite of 20/100. Environmental exposure also runs high (FEMA disaster exposure (84/100)). The pressure is most legible in construction/permit lag (83/100), institutional ownership (46/100), structural risk (44/100). mortgage stress (19/100) stay muted. Structural exposure scores 44 and live distress 6 on the 0–100 scale.

The market reads neutral — home values rose 4.5% year on year, and 7% higher over three years, at 22/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 7,044 people live here, median age 42. The vacancy rate is 9.9%. Median household income is $47,154, below the U.S. median near $78,000. About 13% have a four-year degree. 72% of housing is owner-occupied. Rent burden reaches 26% of tenant households. Home values center near $111,300, an affordability ratio of 2.1× — accessible. 27.1% of residents fall below the poverty threshold. The ZIP holds roughly 3,198 housing units. The demographic-stress sub-score lands at 29/100.

Net-net, 42129 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 42129 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 42129's 20/100 can be lined up against any neighbor in Metcalfe County, Kentucky or any ZIP coast to coast. Sparse data for 42129 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 figure for 42129 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42129 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
44/100
Structural risk
6/100
Distress activity

ZIP 42129 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk17
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 42129 Stress Report snapshot

The live 42129 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Metcalfe County

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Every distressed parcel in 42129 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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