ZIP 42214 Property Distress & Foreclosure Data

DLRadar grades ZIP 42214 (Metcalfe County, Kentucky) at a minimal 13/100 for overall property distress. Property-level stress concentrates in institutional ownership (50/100), structural risk (26/100), mortgage stress (20/100). structural risk (26/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (87/100). The latent-versus-live split is 26/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 2.2%. Around 47% of renters are cost-burdened. The ZIP holds roughly 253 housing units. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $130,000, an affordability ratio of 3.3× — accessible. Median household income is $48,281, below the U.S. median near $78,000. Owners hold 83% of homes, renters 17%. 6.1% of residents fall below the poverty threshold. 664 residents call 42214 home, typically aged 57.

Overall, 42214 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.