ZIP 42214 Foreclosure, Tax-Lien & Distress Report

Metcalfe County, Kentucky's ZIP 42214 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (90/100), institutional ownership (48/100), structural risk (47/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). On the structural side it scores 47/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 2.2%. Around 47% of renters are cost-burdened. There are about 253 housing units across 42214. Educational attainment sits at 21% bachelor's-or-above. On demographic stress specifically, 42214 scores 29/100. A median home runs $130,000 here, or 3.3 times local income. At $48,281, median income runs below typical U.S. levels. Owners hold 83% of homes, renters 17%. The poverty rate is 6.1% — low. About 664 people live here, median age 57.

Net-net, 42214 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 42214 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 42214's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 42214 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 42214 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 42214 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.