Metcalfe County, KY: Foreclosures, Tax Liens & Distressed Properties
Metcalfe County, KY, Kentucky: 10 ZIP codes scored, Metcalfe County, KY averaging 19/100 (low, Metcalfe, KY), from 12 to 23. Metcalfe County, KY is in its peak phase (Metcalfe, KY confidence 22/100): Metcalfe, KY home prices up 4.4% (Metcalfe, KY) over twelve months. Metcalfe County, KY lender headwind: 0/100.
Highest-scoring Metcalfe County, KY ZIPs: 42715 (23/100), 42728 (23/100), 42129 (22/100), 42166 (22/100), 42154 (21/100), 42214 (20/100). Also scored in Metcalfe County, KY: 42746, 42749, 42124, 42167.
Across Metcalfe County, KY's scored ZIPs: median home value $140,311, household income $48,123, 16.6% vacancy, 21.3% poverty, 78% owner-occupied, median age 40.7.
Metcalfe County, KY insurance distress 43/100 (#1,273 in the US); FEMA hazard 84/100 for Metcalfe, KY; 18 federal disaster declarations in Metcalfe County, KY since 2023; Metcalfe, KY construction distress 63/100.
2 banks with 5 branches lend in Metcalfe County, KY; Metcalfe, KY weighted bank stress 41/100, highest 66/100 in Metcalfe, KY.
Metcalfe County, KY unemployment 3.9% (Metcalfe, KY -0.8 pts, six months); Metcalfe, KY home prices +12.9% a year (Metcalfe, KY) over three years.
4,735 housing units in Metcalfe County, KY; 1,050 Metcalfe, KY renter households; 29% of Metcalfe, KY renters spend 30%+ of income on rent, 9% (Metcalfe, KY) half or more.
Metcalfe County, KY ranks #620 nationally on the opportunity index (Metcalfe, KY, among all ranked counties); Metcalfe, KY scores 32.8/100 and Metcalfe, KY sits #49 inside Kentucky. Metcalfe, KY is in the overheated opportunity phase; Metcalfe, KY's primary driver is construction, Metcalfe, KY second driver vacancy; Metcalfe, KY moved down 69 places. 5 short-sale listings across Metcalfe, KY; 102 days on market observed in Metcalfe, KY; 11.1% vacancy over 10 Metcalfe, KY ZIPs.
No CFPB county sample covers Metcalfe County, KY. The non-metro area reading for Metcalfe, KY: 1.1% ninety-plus days late; Metcalfe, KY's thirty-to-eighty-nine share is 3.0% (Metcalfe, KY, December 2025 data); Kentucky overall 1.0%.
Metcalfe County, KY has 2 watched banks; 2 Metcalfe, KY banks sit in an elevated band. Metcalfe, KY footprints: Edmonton State Bank (4 branches, stress 35) in Metcalfe, KY; South Central Bank Inc (1 branch, stress 66) in Metcalfe, KY.
HUD lists 1 assisted multifamily property in Metcalfe County, KY with 48 units; 48 Metcalfe, KY units are assisted, 1 Metcalfe, KY properties under project-based Section 8.
635 of the 4,735 housing units in Metcalfe, KY sit vacant.