ZIP 42157 Property Distress & Foreclosure Data

Composite property distress in 42157 (Monroe County, Kentucky) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (45/100), structural risk (24/100), mortgage stress (18/100). structural risk (24/100) and mortgage stress (18/100) stay muted. On the structural side it scores 24/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $97,946, above the U.S. median near $78,000. The ZIP holds roughly 174 housing units. 27.1% of residents fall below the poverty threshold. Around 28% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The vacancy rate is 20.8% — elevated. Owners hold 78% of homes, renters 22%. Home values center near $175,000, an affordability ratio of 1.6× — accessible. DLRadar's demographic-stress index for the area reads 29/100. 487 residents call 42157 home, typically aged 38.

Taken together, 42157 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.