ZIP 42157 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42157 in Monroe County, Kentucky comes in at 11, a minimal composite-distress reading. The pressure is most legible in institutional ownership (43/100), structural risk (23/100), mortgage stress (18/100). structural risk (23/100) and mortgage stress (18/100) stay muted. Structural risk reads 23/100 against active distress of 5/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $97,946, median income runs above typical U.S. levels. There are about 174 housing units across 42157. 27.1% of residents fall below the poverty threshold. Rent burden reaches 28% of tenant households. About 9% have a four-year degree. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied. A median home runs $175,000 here, or 1.6 times local income. DLRadar's demographic-stress index for the area reads 29/100. 487 residents call 42157 home, typically aged 38.

Net-net, 42157 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42157 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 42157's 11/100 can be lined up against any neighbor in Monroe County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 42157 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 42157 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 42157 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.