ZIP 42140 Property Distress & Foreclosure Data

ZIP code 42140 in Monroe County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), structural risk (24/100), mortgage stress (18/100). By contrast, structural risk (24/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 24/100 structural and 5/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

A median home runs $91,900 here, or 1.9 times local income. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $42,935 — below the roughly $78,000 national figure. On demographic stress specifically, 42140 scores 28/100. The vacancy rate is 18.2% — elevated. About 16% have a four-year degree. The ZIP holds roughly 645 housing units. The tenure split is 81% owner-occupied to 19% rented. Around 29% of renters are cost-burdened. About 1,261 people live here, median age 46.

Net-net, 42140 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.