ZIP 42140 Foreclosure, Tax-Lien & Distress Report

Monroe County, Kentucky's ZIP 42140 registers 11/100 composite distress, which DLRadar reads as minimal. Leading the profile are institutional ownership (45/100), structural risk (23/100), mortgage stress (18/100). By contrast, structural risk (23/100) and mortgage stress (18/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (75/100). Structurally it carries 23/100, against 5/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $91,900, an affordability ratio of 1.9× — accessible. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $42,935, below the U.S. median near $78,000. On demographic stress specifically, 42140 scores 28/100. The vacancy rate is 18.2% — elevated. About 16% have a four-year degree. The ZIP holds roughly 645 housing units. Owners hold 81% of homes, renters 19%. Around 29% of renters are cost-burdened. About 1,261 people live here, median age 46.

Net-net, 42140 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 42140 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 42140 runs through one identical scoring model, so its 11/100 sits on the same scale as every other ZIP in Monroe County, Kentucky and the nation. 42140 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 11/100 figure for 42140 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 42140 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.