ZIP 38575 Property Distress & Foreclosure Data

DLRadar grades ZIP 38575 (Clay County, Tennessee) at a low 16/100 for overall property distress. Structural risk reads 37/100 against active distress of 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). Property-level stress concentrates in construction/permit lag (46/100), institutional ownership (39/100), structural risk (37/100). structural risk (37/100) and mortgage stress (16/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

987 residents call 38575 home, typically aged 48. Rent burden reaches 18% of tenant households. Vacancy runs 8.8%. The poverty rate is 19.0% — high, a tax-stress and distress correlate. 85% of housing is owner-occupied. At $58,125, median income runs below typical U.S. levels. The typical home is worth about $115,500 (2.6× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher. There are about 444 housing units across 38575. The demographic-stress sub-score lands at 26/100.

Overall, 38575 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.