Monroe County, KY: Foreclosures, Tax Liens & Distressed Properties

Monroe County, KY, Kentucky: 6 ZIP codes scored, Monroe County, KY averaging 16/100 (low, Monroe, KY), from 12 to 23. Monroe County, KY is in its expansion phase (Monroe, KY confidence 33/100): Monroe, KY home prices up 5.3% (Monroe, KY) over twelve months. Monroe County, KY lender headwind: 14/100.

Highest-scoring Monroe County, KY ZIPs: 42133 (23/100), 42166 (22/100), 42140 (12/100), 42151 (12/100), 42157 (12/100), 42167 (12/100).

Across Monroe County, KY's scored ZIPs: median home value $137,750, household income $48,528, 17.0% vacancy, 21.5% poverty, 76% owner-occupied, median age 43.2.

Monroe County, KY insurance distress 38/100 (#1,379 in the US); FEMA hazard 74/100 for Monroe, KY; 14 federal disaster declarations in Monroe County, KY since 2023; Monroe, KY construction distress 9/100.

2 banks with 6 branches lend in Monroe County, KY; Monroe, KY weighted bank stress 51/100, highest 66/100 in Monroe, KY.

Monroe County, KY unemployment 4.2% (Monroe, KY -0.9 pts, six months); Monroe, KY home prices +10.5% a year (Monroe, KY) over three years.

5,279 housing units in Monroe County, KY; 1,412 Monroe, KY renter households; 33% of Monroe, KY renters spend 30%+ of income on rent, 19% (Monroe, KY) half or more.

Monroe County, KY ranks #2,022 nationally on the opportunity index (Monroe, KY, among all ranked counties); Monroe, KY scores 27.6/100 and Monroe, KY sits #102 inside Kentucky. Monroe, KY is in the weak opportunity phase; Monroe, KY's primary driver is vacancy, Monroe, KY second driver bank institutional; Monroe, KY moved up 199 places. 110 days on market observed in Monroe, KY; 12.5% vacancy over 6 Monroe, KY ZIPs.

No CFPB county sample covers Monroe County, KY. The non-metro area reading for Monroe, KY: 1.1% ninety-plus days late; Monroe, KY's thirty-to-eighty-nine share is 3.0% (Monroe, KY, December 2025 data); Kentucky overall 1.0%.

Monroe County, KY has 2 watched banks; 2 Monroe, KY banks sit in an elevated band. Monroe, KY footprints: South Central Bank Inc (3 branches, stress 66) in Monroe, KY; Edmonton State Bank (3 branches, stress 35) in Monroe, KY.

HUD lists 2 assisted multifamily properties in Monroe County, KY with 112 units; 111 Monroe, KY units are assisted, 2 Monroe, KY properties under project-based Section 8.

634 of the 5,279 housing units in Monroe, KY sit vacant.