Monroe County, KY: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Monroe County, Kentucky carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county's ZIP scores run from 11 up to 20/100. 6 ZIP codes are tracked county-wide, averaging 14/100 distress. Lender pressure in Monroe County registers 14/100 — a low bank-stress headwind.

The expansion-phase county posted home values that rose 5.3% over twelve months, at 33/100 phase confidence. Under a rising market, a subset takes on water even as the headline looks strong.

With growth of +5.3% YoY (33/100 confidence), stressed pockets remain where the scoring still flags pressure. Lender stress at 14/100 (low) puts the live signals on owner-driven distress more than bank stock.

Distress concentrates in ZIP 42133 (20/100), ZIP 42166 (19/100), ZIP 42140 (11/100), ZIP 42151 (11/100), ZIP 42157 (11/100), ZIP 42167 (11/100) — drill into any for the parcel-level read.

Underneath the scores, the Monroe County ZIPs on file run 21.5% of households below the poverty line, median home values around $137,750 (below the national figure), household income averaging about $48,528, below the national median, a 17% vacancy rate, 76% owner-occupancy, residents with a median age around 43.2. Taken together, they drive the depth of motivated supply and the pace of resale.

With a minimal 14/100 reading over 6 ZIPs, the edge is selective acquisition where the ZIP scores point. Inside DLRadar, each Monroe County property carries owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.

No county is too small to score: Monroe County, Kentucky runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Monroe County's numbers mean exactly what they mean anywhere else in Kentucky.

In Monroe County, Kentucky, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. The Monroe County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Monroe County's highest-scoring ZIPs are 42133 (20/100), 42166 (19/100), 42140 (11/100), 42151 (11/100), 42157 (11/100), 42167 (11/100). Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Monroe County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.