Monroe County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Kentucky? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 42133 at 20/100.
- 6 ZIP codes tracked in Monroe County, averaging 14/100 distress.
- Monroe County reads expansion — home values up 5.3% year over year.
- Vacancy runs 17% across Monroe County's tracked ZIPs, with a 21.5% poverty rate.
- The typical Monroe County home is worth about $137,750 against a ~$48,528 median income.
- Lending headwind in Monroe County sits at 14/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42133 | 20/100 |
| 2 | 42166 | 19/100 |
| 3 | 42140 | 11/100 |
| 4 | 42151 | 11/100 |
| 5 | 42157 | 11/100 |
| 6 | 42167 | 11/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
Monroe County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Monroe County market phase and pricing
DLRadar places Monroe County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Monroe County
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What people ask
Which Monroe County ZIP scores worst for distress?
ZIP 42133 leads Monroe County at 20/100, recomputed monthly from public records.
What market phase is Monroe County in?
The market phase for Monroe County is expansion, prices rising 5.3% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Monroe County scores?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 6 ZIP codes in Monroe County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Monroe County ZIP codes?
Averaging the county conceals how uneven it is. Across the Monroe County ZIPs DLRadar ranks, scores run from 20/100 in 42133 down to 11/100 in 42167, against a Monroe County average of 14/100. With 9 points between best and worst, county-level targeting in Monroe County wastes effort.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $137,750 of value against a median household income near $48,528. Vacancy across Monroe County's tracked ZIPs runs 17% and the poverty rate is 21.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Monroe County's foreclosure and lien filings and its 14/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.