Monroe County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, KY distress report, 2026: 6 ZIPs scored in Monroe, KY, Monroe, KY average 15/100; the top Monroe, KY ZIP is 42133 at 22/100; Monroe, KY market phase expansion, Monroe, KY prices +5.3% year over year.
- Monroe, KY ranks #2,028 nationally (opportunity index); Monroe, KY #102 in Kentucky; Monroe, KY index 27.6.
- Monroe, KY: no CFPB county sample; Monroe, KY non-metro area reading 1.1%.
- Monroe, KY ZIP phases: 4 expansion, 2 neutral.
- Monroe, KY residential listings tracked: 1 across 5 ZIPs; Monroe, KY candidate listings 1.
- Monroe, KY HUD assisted properties: 2 with 112 units.
- Monroe, KY lenders on watch: 2; largest Monroe, KY footprint South Central Bank Inc (3 branches).
- Monroe, KY most distressed ZIP: 42133 at 22/100.
Monroe, KY figures: DLRadar distress index; Monroe, KY inputs: CFPB, FHFA, HUD, FDIC; Monroe, KY rebuilt as sources refresh.
| Rank | Monroe, KY ZIP | Score |
|---|---|---|
| 1 | 42133 | 22/100 |
| 2 | 42166 | 21/100 |
| 3 | 42140 | 11/100 |
| 4 | 42151 | 11/100 |
| 5 | 42157 | 11/100 |
| 6 | 42167 | 11/100 |
Most distressed Monroe, KY ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, KY
No CFPB county sample covers Monroe, KY; the non-metro area reading for Monroe, KY: 1.1% ninety-plus; Monroe, KY area thirty-to-eighty-nine 3.0% (December 2025, Monroe, KY); Kentucky overall 1.0%.
Opportunity index: Monroe, KY
Monroe, KY index 27.6, Monroe, KY phase weak; Monroe, KY primary driver vacancy, Monroe, KY second driver bank institutional. Monroe, KY components: property stress 23.0, foreclosure pressure 23.0, listing discounts 23.1, bank stress 52.4, insurance 0.0; Monroe, KY pulse 30.4; Monroe, KY capital opportunity 23.4; Monroe, KY seven-day change -0.6%.
ZIP market phases inside Monroe, KY
6 Monroe, KY ZIPs carry a price-cycle phase; Monroe, KY ZIPs by phase (Monroe, KY), deepest drawdown first: neutral, +4.2% YoY, 0.1% off peak (Monroe, KY): 42133; expansion, +5.3% YoY (Monroe, KY): 42140, 42151, 42157, 42167; neutral, +4.5% YoY (Monroe, KY): 42166.
Residential listings by Monroe, KY ZIP
Monroe, KY ZIPs with the most tracked Monroe, KY residential listings: 42133 1 listings, 1 candidates, bank pressure 57; 42140 0 listings, 0 candidates, bank pressure 50; 42151 0 listings, 0 candidates, bank pressure 50; 42157 0 listings, 0 candidates, bank pressure 50 (Monroe, KY); 42167 0 listings, 0 candidates, bank pressure 50. Monroe, KY totals: 1 listings; Monroe, KY candidates 1; active ZIPs 0.
HUD assisted housing in Monroe, KY
2 assisted properties with 112 units sit in Monroe, KY; largest Monroe, KY properties: Carter Court (Tompkinsville) 56 units, 56 assisted; Rolling Acres Apartments (Tompkinsville) 56 units, 55 assisted.
Lenders with branches in Monroe, KY
Monroe, KY lenders by branch count: South Central Bank Inc (Monroe, KY): stress 66, 3 branches low in Monroe, KY; Edmonton State Bank (Monroe, KY): stress 35, 3 branches low in Monroe, KY.
Vacancy and permits, Monroe, KY
634 of 5,279 Monroe, KY housing units are vacant.
Work Monroe, KY at the parcel level
Every Monroe, KY parcel carries owner and address; every Monroe, KY parcel carries APN; Monroe, KY distress scores sit on the Monroe, KY live board.
Monroe, KY figures refresh with each source.
Monroe, KY questions
Most distressed ZIP code in Monroe County, KY?
ZIP 42133 leads Monroe, KY at 22/100; next in Monroe, KY: 42166 at 21/100; the Monroe, KY average is 15/100.
Where does Monroe County, KY rank for investment opportunity?
Monroe, KY is #2,028 among all ranked counties, #102 in Kentucky; the Monroe, KY driver is vacancy; Monroe, KY moved up 193 places.
How many mortgages are delinquent in Monroe County, KY?
Monroe, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Monroe, KY.
Which banks lend in Monroe County, KY?
2 watched lenders hold Monroe, KY branches; the largest Monroe, KY footprints are South Central Bank Inc (3), Edmonton State Bank (3).
More on Monroe, KY
Monroe County, KY distress report: public-record figures for Monroe, KY; not legal advice for Monroe, KY; not tax or investment advice; verify every Monroe, KY record before acting.