ZIP 42765 Property Distress & Foreclosure Data

Composite property distress in 42765 (Hart County, Kentucky) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 42 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (53/100), structural risk (42/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 42765 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 7,030 with a median age of 34. There are about 2,778 housing units across 42765. The poverty rate is 21.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 30/100. 66% of housing is owner-occupied. Rent burden reaches 23% of tenant households. Vacancy runs 8.3%. At $50,880, median income runs below typical U.S. levels. The typical home is worth about $143,600 (2.7× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher.

On the whole, 42765 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.