ZIP 42729 Foreclosure, Tax-Lien & Distress Report

Hart County, Kentucky's ZIP 42729 registers 15/100 composite distress, which DLRadar reads as low. Structural risk reads 31/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (31/100), mortgage stress (24/100). On the quiet end sit structural risk (31/100) and mortgage stress (24/100). Climate and flood risk are elevated too — FEMA disaster exposure (85/100).

The neutral-phase market in 42729 posted values that rose 4.4% over the year, at 25/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 97% owner-occupied to 3% rented. A median home runs $189,200 here, or 3.0 times local income. There are about 1,163 housing units across 42729. The vacancy rate is 39.6% — elevated. About 1,635 people live here, median age 47. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. Median household income is $51,925, below the U.S. median near $78,000. 16.7% of residents fall below the poverty threshold. Around 13% of adults hold a bachelor's degree or higher.

Net-net, 42729 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42729 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 42729 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Hart County, Kentucky and the nation. Where the record is thin for 42729, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 figure for 42729 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 42729 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.