ZIP 42729 Property Distress & Foreclosure Data

Composite property distress in 42729 (Hart County, Kentucky) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 40 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (57/100), structural risk (40/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 42729 posted values that rose 4.9% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

97% of housing is owner-occupied. The typical home is worth about $189,200 (3.0× income, relatively affordable). There are about 1,163 housing units across 42729. Vacancy runs 39.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,635 with a median age of 47. Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 41/100. At $51,925, median income runs below typical U.S. levels. The poverty rate is 16.7% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher.

On the whole, 42729 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.