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ZIP 42275 Foreclosure, Tax-Lien & Distress Report

Butler County, Kentucky · Affordable market

DLRadar grades ZIP 42275 (Butler County, Kentucky) at a low 26/100 for overall property distress. Structural exposure scores 60 and live distress 10 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (83/100), institutional ownership (82/100), structural risk (60/100). mortgage stress (33/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (82/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $180,700, an affordability ratio of 4.3×. Households earn a median $45,536 — below the roughly $78,000 national figure. The ZIP holds roughly 382 housing units. Owners hold 84% of homes, renters 16%. The vacancy rate is 10.5%. Educational attainment sits at 11% bachelor's-or-above. On demographic stress specifically, 42275 scores 38/100. 19.4% of residents fall below the poverty threshold. Population is roughly 881 with a median age of 37. Around 58% of renters are cost-burdened.

Net-net, 42275 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 42275's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 42275 reflects the current record instead of a stale or modeled snapshot.

42275's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 42275 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
60/100
Structural risk
10/100
Distress activity

Distress signal breakdown — ZIP 42275

Foreclosure activity0
Mortgage stress33
Climate / FEMA risk17
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 42275 distress snapshot

The live 42275 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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