ZIP 42261 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 42261 (Butler County, Kentucky) returns a low composite of 28/100. The most distinctive pressure shows up in construction/permit lag (100/100), institutional ownership (68/100), structural risk (66/100). mortgage stress (26/100) stay muted. Latent structural risk is 66/100 while live distress already moving reads 8/100. Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (83/100)).

The market reads peak — home values rose 2.1% year on year, and 29% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 10% bachelor's-or-above. The poverty rate is 19.3% — high, a tax-stress and distress correlate. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 28/100. Around 24% of renters are cost-burdened. The typical home is worth about $112,900 (2.2× income, relatively affordable). At $49,219, median income runs below typical U.S. levels. Owners hold 69% of homes, renters 31%. About 9,725 people live here, median age 40. There are about 4,163 housing units across 42261.

Net-net, 42261 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 42261 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 42261 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 42261 stays directly comparable to neighboring ZIPs and the rest of Butler County, Kentucky. Sparse data for 42261 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 for 42261 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 42261 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.