ZIP 42713 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42713 (Hart County, Kentucky) at a low 15/100 for overall property distress. Its standout signals are institutional ownership (50/100), structural risk (32/100), mortgage stress (22/100). On the quiet end sit structural risk (32/100) and mortgage stress (22/100). Structural exposure scores 32 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $39,615, median income runs below typical U.S. levels. A median home runs $158,800 here, or 2.7 times local income. Roughly 32.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 5% bachelor's-or-above. Rent burden reaches 26% of tenant households. 75% of housing is owner-occupied. The ZIP holds roughly 885 housing units. About 1,885 people live here, median age 35. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 18.8% — elevated.

Net-net, 42713 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 42713 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 42713's 15/100 can be lined up against any neighbor in Hart County, Kentucky or any ZIP coast to coast. 42713 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 42713 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Treat 42713 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.