ZIP 42713 Property Distress & Foreclosure Data

In Hart County, Kentucky, ZIP 42713 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (53/100), structural risk (42/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (22/100) register low. The latent-versus-live split is 42/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $39,615 — below the roughly $78,000 national figure. A median home runs $158,800 here, or 2.7 times local income. Roughly 32.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 5% have a four-year degree. Around 26% of renters are cost-burdened. The tenure split is 75% owner-occupied to 25% rented. The ZIP holds roughly 885 housing units. About 1,885 people live here, median age 35. On demographic stress specifically, 42713 scores 33/100. The vacancy rate is 18.8% — elevated.

Net-net, 42713 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.