City Nb Of West Virginia (FDIC #17735): Bank Stress & Real-Estate Credit Exposure
City Nb Of West Virginia (FDIC Cert #17735): bank stress 49/100, moderate, STABLE over 7 days; parent CITY HOLDING CO (CHCO).
City Nb Of West Virginia (#17735) lends in 42 counties across 4 states; City Nb Of West Virginia (#17735) reaches 513 ZIP codes: West Virginia 19 counties, 348 ZIPs; Kentucky 12 counties, 85 ZIPs; Virginia 10 counties, 66 ZIPs; Ohio 1 county, 14 ZIPs.
City Nb Of West Virginia (#17735) largest markets: Kanawha County, WV (528 branches, 48 ZIPs) (#17735), Fayette County, WV (90 branches, 45 ZIPs) (#17735), Raleigh County, WV (315 branches, 45 ZIPs) (#17735), Augusta County, VA (56 branches, 28 ZIPs) (#17735), Greenbrier County, WV (132 branches, 22 ZIPs) (#17735), Harrison County, WV (44 branches, 22 ZIPs) (#17735).
City Nb Of West Virginia (#17735) reports $6.76 billion in total assets; City Nb Of West Virginia (#17735) equity $718.5 million (10.6% of City Nb Of West Virginia (#17735) assets); City Nb Of West Virginia (#17735) domestic deposits $5.43 billion; City Nb Of West Virginia (#17735) net income $65.8 million; City Nb Of West Virginia (#17735) return on assets 1.96%; City Nb Of West Virginia (#17735) return on equity 19.17%; City Nb Of West Virginia (#17735) net interest income $120.0 million; City Nb Of West Virginia (#17735) call report June 30, 2026.
City Nb Of West Virginia (#17735) noncurrent real-estate loans 0.02% of its book; City Nb Of West Virginia (#17735) residential 0.03%; City Nb Of West Virginia (#17735) net charge-offs on real estate 0.24%; City Nb Of West Virginia (#17735) residential charge-offs 0.36%.
City Nb Of West Virginia (#17735) net interest margin 3.97% against an eight-quarter City Nb Of West Virginia (#17735) average of 3.92% (City Nb Of West Virginia (#17735) compression -0.05 points); City Nb Of West Virginia (#17735) real-estate loans 1.8% of equity; City Nb Of West Virginia (#17735) non-residential real estate 36.4% of equity; City Nb Of West Virginia (#17735) rate-exposure score 40/100, City Nb Of West Virginia (#17735) fixed-rate trap 40/100; City Nb Of West Virginia (#17735) risk type credit driven; City Nb Of West Virginia (#17735) rate regime rates elevated; City Nb Of West Virginia (#17735) shares 3.6% below the 52-week high, City Nb Of West Virginia (#17735) equity trend stable, City Nb Of West Virginia (#17735) snapshot October 19, 2026.
City Nb Of West Virginia (#17735) stress score moved from 50.4 on June 22, 2026 to 49.2 on October 19, 2026; City Nb Of West Virginia (#17735) ranged 49.2 to 50.4 over 116 snapshots.
City Nb Of West Virginia (#17735) alerts: 39 counties; top City Nb Of West Virginia (#17735) alert scores: Wayne County, WV 23 (low); Ashland County, WV 18 (low); Berkeley Springs County, WV 18 (low); Buena Vista County, WV 18 (low); Carlisle County, WV 18 (low).