First FSB Of Kentucky (FDIC #29937): Bank Stress & Real-Estate Credit Exposure
First FSB Of Kentucky (FDIC Cert #29937): bank stress 74/100, elevated, STABLE over 7 days; parent FIRST FEDERAL MHC.
First FSB Of Kentucky (#29937) lends in 3 counties across 1 state; First FSB Of Kentucky (#29937) reaches 15 ZIP codes: Kentucky 3 counties, 15 ZIPs.
First FSB Of Kentucky (#29937) largest markets: Boyle County, KY (10 branches, 5 ZIPs) (#29937), Franklin County, KY (15 branches, 5 ZIPs) (#29937), Garrard County, KY (5 branches, 5 ZIPs) (#29937).
First FSB Of Kentucky (#29937) reports $282.6 million in total assets; First FSB Of Kentucky (#29937) equity $30.1 million (10.6% of First FSB Of Kentucky (#29937) assets); First FSB Of Kentucky (#29937) domestic deposits $207.8 million; First FSB Of Kentucky (#29937) net income $1.0 million; First FSB Of Kentucky (#29937) return on assets 0.70%; First FSB Of Kentucky (#29937) return on equity 6.63%; First FSB Of Kentucky (#29937) net interest income $4.6 million; First FSB Of Kentucky (#29937) call report June 30, 2026.
First FSB Of Kentucky (#29937) noncurrent real-estate loans 0.12% of its book; First FSB Of Kentucky (#29937) net charge-offs on real estate 0.40%; First FSB Of Kentucky (#29937) residential charge-offs 0.80%.
First FSB Of Kentucky (#29937) net interest margin 3.37% against an eight-quarter First FSB Of Kentucky (#29937) average of 2.65% (First FSB Of Kentucky (#29937) compression -0.72 points); First FSB Of Kentucky (#29937) real-estate loans 11.7% of equity; First FSB Of Kentucky (#29937) non-residential real estate 80.2% of equity; First FSB Of Kentucky (#29937) rate-exposure score 40/100, First FSB Of Kentucky (#29937) fixed-rate trap 40/100; First FSB Of Kentucky (#29937) risk type credit driven; First FSB Of Kentucky (#29937) rate regime rates elevated, First FSB Of Kentucky (#29937) snapshot October 19, 2026.
First FSB Of Kentucky (#29937) stress score moved from 73.5 on June 22, 2026 to 74.3 on October 20, 2026; First FSB Of Kentucky (#29937) ranged 73.5 to 74.3 over 117 snapshots.
First FSB Of Kentucky (#29937) alerts: 3 counties; top First FSB Of Kentucky (#29937) alert scores: Danville County, KY 24 (low); Frankfort County, KY 24 (low); Lancaster County, KY 24 (low).