Park National Bank (FDIC #6653): Bank Stress & Real-Estate Credit Exposure
Park National Bank (FDIC Cert #6653): bank stress 42/100, contained, STABLE over 7 days; parent PARK NATIONAL CORP.
Park National Bank (#6653) lends in 41 counties across 5 states; Park National Bank (#6653) reaches 744 ZIP codes: Ohio 22 counties, 399 ZIPs; Tennessee 11 counties, 155 ZIPs; South Carolina 4 counties, 78 ZIPs; North Carolina 3 counties, 69 ZIPs; Kentucky 1 county, 43 ZIPs.
Park National Bank (#6653) largest markets: Hamilton County, OH (116 branches, 58 ZIPs) (#6653), Franklin County, OH (250 branches, 50 ZIPs) (#6653), Jefferson County, KY (43 branches, 43 ZIPs) (#6653), Shelby County, TN (205 branches, 41 ZIPs) (#6653), Mecklenburg County, NC (37 branches, 37 ZIPs) (#6653), Spartanburg County, SC (34 branches, 34 ZIPs) (#6653).
Park National Bank (#6653) reports $12.61 billion in total assets; Park National Bank (#6653) equity $1.56 billion (12.4% of Park National Bank (#6653) assets); Park National Bank (#6653) domestic deposits $10.78 billion; Park National Bank (#6653) net income $117.0 million; Park National Bank (#6653) return on assets 1.99%; Park National Bank (#6653) return on equity 16.37%; Park National Bank (#6653) net interest income $263.5 million; Park National Bank (#6653) call report June 30, 2026.
Park National Bank (#6653) noncurrent real-estate loans: none reported; Park National Bank (#6653) net charge-offs on real estate 0.96%; Park National Bank (#6653) residential charge-offs 1.03%.
Park National Bank (#6653) net interest margin 4.99% against an eight-quarter Park National Bank (#6653) average of 4.82% (Park National Bank (#6653) compression -0.17 points); Park National Bank (#6653) real-estate loans 0.1% of equity; Park National Bank (#6653) non-residential real estate 102.8% of equity; Park National Bank (#6653) rate-exposure score 40/100, Park National Bank (#6653) fixed-rate trap 40/100; Park National Bank (#6653) risk type credit driven; Park National Bank (#6653) rate regime rates elevated, Park National Bank (#6653) snapshot October 19, 2026.
Park National Bank (#6653) stress score moved from 42.9 on June 22, 2026 to 42.4 on October 20, 2026; Park National Bank (#6653) ranged 42.4 to 42.9 over 117 snapshots.
Park National Bank (#6653) alerts: 38 counties; top Park National Bank (#6653) alert scores: Logan County, OH 41 (moderate); Shelby County, OH 40 (moderate); Marion County, OH 32 (low); Jackson County, OH 31 (low); Coshocton County, OH 27 (low).