Hamilton County, TN: Foreclosures, Tax Liens & Distressed Properties

Hamilton County, TN, Tennessee: 32 ZIP codes scored, Hamilton County, TN averaging 29/100 (low, Hamilton, TN), from 17 to 31. Hamilton County, TN is in its peak phase (Hamilton, TN confidence 15/100): Hamilton, TN home prices up 1.1% (Hamilton, TN) over twelve months. Hamilton County, TN lender headwind: 47/100.

Highest-scoring Hamilton County, TN ZIPs: 37302 (31/100), 37315 (31/100), 37341 (31/100), 37343 (31/100), 37350 (31/100), 37351 (31/100). Also scored in Hamilton County, TN: 37363, 37373, 37402, 37403, 37404, 37406, 37407, 37408, 37409, 37410.

Across Hamilton County, TN's scored ZIPs: median home value $308,063, household income $71,648, 11.0% vacancy, 15.8% poverty, 63% owner-occupied, median age 38.7.

Hamilton County, TN insurance distress 69/100 (#659 in the US); FEMA hazard 52/100 for Hamilton, TN; 8 federal disaster declarations in Hamilton County, TN since 2023; 65 Hamilton, TN NFIP flood claims, $3.3M paid; Hamilton, TN construction distress 47/100.

23 banks with 97 branches lend in Hamilton County, TN; Hamilton, TN weighted bank stress 62/100, highest 94/100 in Hamilton, TN.

Hamilton County, TN unemployment 3.5% (Hamilton, TN -0.1 pts, six months); 2,021 new housing units permitted in Hamilton County, TN over twelve months, Hamilton, TN up 3% from 1,966; Hamilton, TN home prices +12.0% a year (Hamilton, TN) over three years.

168,013 housing units in Hamilton County, TN; 53,947 Hamilton, TN renter households; 44% of Hamilton, TN renters spend 30%+ of income on rent, 21% (Hamilton, TN) half or more.

Hamilton County, TN ranks #1,623 nationally on the opportunity index (Hamilton, TN, among all ranked counties); Hamilton, TN scores 29.0/100 and Hamilton, TN sits #53 inside Tennessee. Hamilton, TN is in the early_signal opportunity phase; Hamilton, TN's primary driver is bank institutional, Hamilton, TN second driver construction; Hamilton, TN moved up 363 places. 70 short-sale listings across Hamilton, TN; 110 days on market observed in Hamilton, TN; 8.4% vacancy over 32 Hamilton, TN ZIPs.

0.5% of Hamilton County, TN mortgages were ninety-plus days late in December 2025; Hamilton, TN's thirty-to-eighty-nine-day share was 1.7% (CFPB county sample). Hamilton, TN's ninety-day rate is unchanged on twelve months earlier; the Hamilton, TN peak since 2008 was 3.7% in November 2009; Tennessee overall reads 0.9%.

Hamilton County, TN has 12 watched banks; 12 Hamilton, TN banks sit in an elevated band. Hamilton, TN footprints: First Horizon Bank (14 branches, stress 58) in Hamilton, TN; Millennium Bank (6 branches, stress 94) in Hamilton, TN; Builtwell Bank (6 branches, stress 42) in Hamilton, TN.

HUD lists 29 assisted multifamily properties in Hamilton County, TN with 2,293 units; 847 Hamilton, TN units are assisted, 7 Hamilton, TN properties under project-based Section 8.

13,832 of the 168,013 housing units in Hamilton, TN sit vacant. Hamilton County, TN permitted 311 multifamily units in twelve months; Hamilton, TN's one-to-four unit structures added 1,710 units in Hamilton County, TN.