ZIP 37412 Property Distress & Foreclosure Data

In Hamilton County, Tennessee, ZIP 37412 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 73/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads peak — home values rose 3.6% year on year, and 17% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $56,600, below the U.S. median near $78,000. About 21,840 people live here, median age 37. Owners hold 58% of homes, renters 42%. Around 44% of renters are cost-burdened. 14.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 10,347 housing units. The vacancy rate is 7.9%. Educational attainment sits at 23% bachelor's-or-above. Home values center near $209,900, an affordability ratio of 3.2× — accessible.

Net-net, 37412 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.