ZIP 37412 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 37412 (Hamilton County, Tennessee) returns a moderate composite of 31/100. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (49/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (20/100). Structurally it carries 70/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 17% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

At $56,600, median income runs below typical U.S. levels. About 21,840 people live here, median age 37. Owners hold 58% of homes, renters 42%. Rent burden reaches 44% of tenant households. The poverty rate is 14.8%. DLRadar's demographic-stress index for the area reads 32/100. There are about 10,347 housing units across 37412. Vacancy runs 7.9%. Around 23% of adults hold a bachelor's degree or higher. Home values center near $209,900, an affordability ratio of 3.2× — accessible.

Overall, 37412 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 37412 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37412 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37412 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 37412 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 37412 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.