ZIP 37404 Property Distress & Foreclosure Data

DLRadar grades ZIP 37404 (Hamilton County, Tennessee) at a moderate 33/100 for overall property distress. Structural exposure scores 73 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)). Property-level stress concentrates in structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 37404 posted values that rose 3.6% over the year, and 22% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 6,079 housing units across 37404. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 13,883 with a median age of 35. About 32% have a four-year degree. A median home runs $255,400 here, or 4.4 times local income. Households earn a median $53,585 — below the roughly $78,000 national figure. On demographic stress specifically, 37404 scores 37/100. Rent burden reaches 37% of tenant households. The tenure split is 54% owner-occupied to 46% rented. Roughly 22.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 37404 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.