ZIP 37404 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Tennessee · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 37404 in Hamilton County, Tennessee comes in at 31, a moderate composite-distress reading. Latent structural risk is 70/100 while live distress already moving reads 6/100. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)). The most distinctive pressure shows up in structural risk (70/100), institutional ownership (49/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (20/100).
The market reads peak — home values rose 1.1% year on year, and 22% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 6,079 housing units across 37404. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. 13,883 residents call 37404 home, typically aged 35. Educational attainment sits at 32% bachelor's-or-above. A median home runs $255,400 here, or 4.4 times local income. Median household income is $53,585, below the U.S. median near $78,000. On demographic stress specifically, 37404 scores 37/100. Rent burden reaches 37% of tenant households. Owners hold 54% of homes, renters 46%. Roughly 22.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
On the whole, 37404 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 37404 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 37404 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Hamilton County, Tennessee and the nation. 37404 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 37404 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 37404 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 37404’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 37404 distress snapshot
Current distress, phase, housing and lender-pressure figures for 37404, drawn from the same report attached to each property.
Neighbouring ZIPs in Hamilton County
Nearest ZIP codes to 37404
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hamilton County, Tennessee
Keep going: ZIP, county and state distress coverage for Hamilton County, Tennessee.
Open the complete 37404 acquisition file
The full 37404 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology