ZIP 37403 Property Distress & Foreclosure Data

In Hamilton County, Tennessee, ZIP 37403 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 73/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads peak — home values rose 3.6% year on year, and 42% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $65,750, below the U.S. median near $78,000. Home values center near $525,200, an affordability ratio of 6.8×. 28.0% of residents fall below the poverty threshold. Educational attainment sits at 49% bachelor's-or-above. Around 38% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 46/100. The ZIP holds roughly 2,424 housing units. About 6,560 people live here, median age 21. The vacancy rate is 17.9% — elevated. Owners hold 23% of homes, renters 77%.

Net-net, 37403 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.