ZIP 37407 Foreclosure, Tax-Lien & Distress Report

ZIP 37407's composite property-distress score is 31/100 - DLRadar classes that as moderate for Hamilton County, Tennessee. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (50/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Latent structural risk is 69/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (93/100).

The market reads peak — home values rose 1.1% year on year, and 22% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Median household income is $33,785, below the U.S. median near $78,000. The ZIP holds roughly 3,399 housing units. The vacancy rate is 14.2% — elevated. Population is roughly 10,164 with a median age of 26. Educational attainment sits at 7% bachelor's-or-above. The demographic-stress sub-score lands at 40/100. Around 37% of renters are cost-burdened. 40% of housing is owner-occupied. The poverty rate is 42.6% — high, a tax-stress and distress correlate. Home values center near $98,900, an affordability ratio of 2.5× — accessible.

On the whole, 37407 leans distressed, with opportunity clustered in specific stressed parcels. While 37407 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 37407 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 37407 stays directly comparable to neighboring ZIPs and the rest of Hamilton County, Tennessee. Where the public record is thin for 37407, the field stays empty rather than modeled, and fills in as new documents post.

37407's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 37407 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.