ZIP 37407 Property Distress & Foreclosure Data

ZIP code 37407 in Hamilton County, Tennessee carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 73/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)).

The peak-phase market in 37407 posted values that rose 3.6% over the year, and 22% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $33,785 — below the roughly $78,000 national figure. The ZIP holds roughly 3,399 housing units. The vacancy rate is 14.2% — elevated. Population is roughly 10,164 with a median age of 26. About 7% have a four-year degree. On demographic stress specifically, 37407 scores 40/100. Around 37% of renters are cost-burdened. The tenure split is 40% owner-occupied to 60% rented. Roughly 42.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $98,900 here, or 2.5 times local income.

On the whole, 37407 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.